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澳洲昆士兰大学 Queensland硕士留学生assignment职业规划essay代写范例,留学生论文专业指导

 

1.Introduction of the current financial situation

  In 2008 the global financial crisis triggered by sub-loan crisis in America has opened the down-slide of "lucky kids"commonly known as" golden bowl" holder. Three pillars in Finance industry: banking, security, insurance are facing enormous challenge as well as unprecedentedly heavy pressure.

  Affected by the global financial crisis, the global trade is not good: raw material remained in stock, not able to sell off ; abroad demand decreases, the price of export products is on the way down; global consumers lose more confidence, all keeping "wait-to-see" attitude, hesitated to invest and consume. This crisis poses a heavy and direct blow on the financial industry.

2.Graduates majored in finance facing intense employment situation

  According to one survey, years before, finance major is easier to find a job than other majors, but now, companies prefer master degree, doctor and post-doctor degree. Undergraduates are not practical at work. So employers are not intent to expand their fee in training period. Moreover, with the enrollment-expand policy in recent years, more competitive pressure and a lack of work experience force them reflect the ever hot and spicy career forward. That is not hard to see, the shrinking employment market of finance undergraduate appears a must trend of the times.

  Although the global economy is not after full recovery, Chinese finance business in turn gets to to the industry forefront. Facing a new time coming, the Chinese financial business is most likely to be expand the finance major talents recruitment for the need of global large demand .

2.1 Other talents' competence enhances

  In recent years, law and computer information technology (IT) graduates get into the financial industry.

2.1.1. The future market of IT major to Global Trade

  It is said, in the next ten years, China will enter into a stage of physical network time. Computer, Internet, communication and other modern electronic information technology will speed up the integration, the trend will be more and more obvious. Physical internet will be widely used among consumer electronic products, leading E-consumption into a new era of more convenient, user-friendly and intelligence. "Physical internet", representing high technology, will step into large-scale application from the oriental concept, sirring up a third wave in global information industry. It is through sensor to apply updated IT technology into all walks of life, realizing residents dealing with E-business at home.

2.1.2 Contrast with the IT major

  Figure indicates that the first three most potential majors are IT, Government institute and Finance; the first most profitable majors are Real estate, Finance and IT; the first employed majors are service industry, IT and produce industry.

From the three three most figures, it is very obvious that IT major can undoubtedly amounted as the most most. Compared with such weighted major, can finance major talents find its way to break out the vase-neck? Finance major talents work at vast range, not just confined within the office, all day staring at the computer screen, can walk around all walks of life, work involving with different classes. From some point, finance major talents can enjoy a much wonderful life than IT talents. Imagine: you can walk out, dressing suit and driving fashion vehicle, speaking to many different kinds of customers in different languages, English, Chinese, Japanese, Russian language and others. Such life is vivid. Therefore, I prefer to Finance field, because my interest broad, my desire of communication strong, my pursuit free.

2.1.2 The future market of law major to Global Trade

  In the the next ten years, Chinese economy will further integrates with the international market. How to achieve a more scientific, efficient international business affairs, preventing and avoiding future disputes will be a problem that government and financial industry both need to consider. Until now, the WTO rules still need to revise and replenish. The Different laws constraint the import and export trade to different degrees. How to avoid economic dispute at maximum and to ease the international trade pressure directly effects the global economic rule and diplomatic relations

2.1.3 Comparison with law major

As is known to us all, law major comes as one of the coldest major during these years. There are two reasons that I have thought of as belows: one is that career like lawer, consulter, are very focused on talents' work experience. However, for those graduates just from universities, what's most weak is the lack of experience. Companies and national unites' high standard forces these newly graduated graduates to work in society for some time. None can take the law as joke, so none should lower the standard of law major talents' employment.Compared with law major, financial major are more luckily. Business scatters very corner of the world, common people can not live with out business. So no matter what the outside economic environment is like, only if you are skilled at at least one round of the business link, then, the least fulfillment of life demand is more or less.

3. Banking industry analysis

3.1 Traditional Banking

  Nowadays, banking's main business contents saving, trust, loan business. Under this financial crisis, owing to the timely inflation curbing measure, like raising personal saving rate, saving is abundant, but export contracts, investment slowing down, economic heat suppresses.

3.2 Future Banking

  Future bank' will transfer its main business from the traditional "financing intermediary" to the " wealth management". Retail will become the major profit source of future bank.

  Future bank, as to the customers, is not simply "piggy bank" or "loan wholesalers" any more, but one "Financial department store" relate to insurance, securities, fund, property management, and other fields.

  Bank does not take counter service as main business, currently the customer payment, deposit, consulting service that bank branch supplies  are expected to "fly to home of common common people". Internet banking can complete all businesses which in the past only can made at bank desk front. As the most convenient means bank offers, there is a big leap not only on function but also on appearance.

4. Individual capability analysis

  I, born in 1988, financial major undergraduate, committed to banking industry. Although lacking work experience and excellent professional knowledge, I am cheerful, optimistic, interested in the financial industry and firmly believe that I can obtain excellent results in this field.

  During the university period, I have been mapping out my own future career. Banking transformation expands its consumer groups and market demand, improving payment model. This reform will definitely increase the demand for talents. I am finance major undergraduate, familiar with banking, intensive interest in E-commerce, owning the online shop aiming to selling second-hand goods. I believe that my professional knowledge armed with the practice experience is qualified for future banking reform requirement.

5. Target

  In the next 6 months, I am determined to get the Certified International Investment Analysts and FECT.

  In the future 1-3 years, I will enter in to post-graduate university, conquering the CFP certification during the post-graduate time. What's more, I will work in one famous company to accumulate practical experience.

  In the future 5-10 years, I struggle to become a manger.

6. Conclusion

  Though financial major graduates' job market do not appear very optimistic nowadays, in the future with the increasing hot global economic market, these colder-treated talents will find their spiring once again. Like Shelly said: If winter comes, can spring be far behind? What all of us need is to wait and struggle. Winds and clouds change day after day, no one can control the trend of time, however, everyone can hold tightly the rudder of our boat. Moving on will pay you back some day later. God knows every fate is fair, not promising someone owning the superior private power than others, not also seeing the firmly striving man left with empty hands.

  I have to commit to my pursuit without any hesitation, because career success can not compete without persistence and strong willingness. There is a way, there is willingness to achieve the goal. Besides, brain is unnecessary. Apply the scientific and suitable methods to facilitate the forward motion. Then, use the scientific way to compare and analysis, find own advantage and disadvantage and conclude a comprehensive and efficient way to get to the goal. Finally, information and interpersonal relationship value greatly on the way of one moving on to the peak of the mountain. Nowadays, the main pillar supporting the society are after 80's and new risers after 90's. They are mostly the only child in family, not many friends to talk with. Confronting with the difficulty ahead on the road, friends value very important.

All in all, career plan needs one to educate himself first, learning how to be a man in the society. Then searching success, career success can strengthen one's ability to live better and help others. Creating a harmonious living environment and help each other when friends in need, hold hands together to make life happier, career more successful.

 

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